End User License Agreement

Effective date: July 23, 2026

1. Agreement to Terms

By accessing or using the Onreco platform (“Software”), you agree to be bound by this End User License Agreement (“Agreement”) between you (“User” or “you”) and Onreco (“Company,” “we,” “us,” or “our”). If you do not agree to this Agreement, do not use the Software.

2. License Grant

Subject to the terms of this Agreement, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Software for your internal business purposes. This license does not include the right to:

  • Copy, modify, distribute, sell, or lease any part of the Software;
  • Reverse engineer, decompile, or disassemble the Software;
  • Remove, alter, or obscure any proprietary notices or labels;
  • Use the Software to build a competing product or service;
  • Use the Software in any manner that violates applicable law or regulation.

3. Account Registration

To use certain features of the Software, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate. You are responsible for safeguarding your account credentials and for all activity that occurs under your account.

4. Third-Party Integrations

The Software integrates with third-party services, including but not limited to QuickBooks, blockchain networks, and wallet providers. Your use of these third-party services is subject to their respective terms and privacy policies. We are not responsible for the availability, accuracy, or practices of third-party services.

5. Data and Privacy

Your use of the Software is also governed by our Privacy Policy, which describes how we collect, use, and share information about you. By using the Software, you consent to the data practices described in the Privacy Policy.

6. Intellectual Property

The Software, including all copies, modifications, enhancements, and derivative works thereof, and all intellectual property rights therein, are and shall remain the exclusive property of the Company and its licensors. This Agreement does not convey any ownership interest in or to the Software.

7. Fee-Based Services

Certain features of the Software may require payment of fees. All fees are non-refundable unless expressly stated otherwise. We reserve the right to change our pricing at any time with reasonable advance notice. Continued use of fee-based features after a price change constitutes acceptance of the new pricing.

8. Acceptable Use

You agree not to:

  • Use the Software for any unlawful purpose or in violation of any applicable laws, including anti-money laundering (AML) and counter-terrorism financing (CTF) regulations;
  • Interfere with or disrupt the integrity or performance of the Software;
  • Attempt to gain unauthorized access to the Software or its related systems;
  • Transmit any viruses, malware, or other harmful code through the Software;
  • Use the Software to send unsolicited communications or spam;
  • Exceed applicable rate limits or quotas imposed on the Software.

9. Disclaimer of Warranties

THE SOFTWARE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SOFTWARE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SOFTWARE. OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THIS AGREEMENT SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

11. Indemnification

You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or relating to your use of the Software, your violation of this Agreement, or your violation of any rights of a third party.

12. Termination

We may terminate or suspend your license to use the Software at any time, with or without cause, with or without notice. Upon termination, your right to use the Software ceases immediately. You may also terminate this Agreement by ceasing all use of the Software and deleting all copies in your possession.

13. Modifications to This Agreement

We reserve the right to modify this Agreement at any time. We will notify you of material changes by posting the updated Agreement on our website and updating the “Effective date” above. Your continued use of the Software after such changes constitutes acceptance of the updated Agreement.

14. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law principles. Any disputes arising under this Agreement shall be resolved in the courts of competent jurisdiction in Lagos, Nigeria.

15. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

16. Entire Agreement

This Agreement, together with our Privacy Policy and any other policies or guidelines referenced herein, constitutes the entire agreement between you and the Company regarding the Software and supersedes all prior agreements and understandings.

17. Contact Us

If you have questions about this Agreement, please contact us at techifydev1@gmail.com.